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DE Underwriter - FT41037

Company Name:
Absolute Opportunities Test
DE Underwriter - FT41037
Date Added
04/01/2015
Request Count
0
Status
Active
Title
DE Underwriter
Position Type
Perm
Industry
Financial Services
Number of Positions
2
Start Date
ASAP
Salary
$85 - $95K base
Location
Carson, CA
United States
Travel Percent
N/A
Relocation Assistance
No
Years Experience
7
Job Description
An exceptional opportunity awaits experienced DE Underwriters located in and around the Carson, CA area to join a team of like-minded professionals, open to sharing their knowledge and experience. Enjoy the benefits of working with an exceptional group of mortgage professionals in a wonderful work environment.
WHAT YOU'LL BE DOING:
You will underwrite residential 1-4 family loans ensuring compliance with Company, investor, and agency regulatory standards.
ESSENTIAL TASKS AND RESPONSIBILITIES:
Review credit and appraisal documentation submitted and re-compute calculations, as required, to verify accuracy.
Review conforming conventional loans with limited risk and make decisions; act as a credit examiner for FHA/VA and jumbo loans requiring second signature by Senior Underwriter or Regional Underwriting Manager.
Offer alternative ways to make loan work to underwriting signer.
Make a loan decision with minimal supervision, based on the credit employment and income stability, as well as the property, based on the appraisal submitted.
Communicate decisions promptly and thoroughly.
Review corporate memos to keep current with changes in underwriting standards and maintain up to date information.
Respond to Internal Audit inquiries.
Remains responsive to customer needs.
Maintains goals set by region.
Maintains a good attitude.
Maintains consistency.
Assists with post-closing problems.
Must Haves
DE Certified a must
VA SARS a plus
5+ years underwriting FHA and Conventional loans
Imaging docs experience a must. The company has a paperless environment.
Strong working experience with Fannie and Freddie and/or VA and FHA underwriting guidelines.
DU/LP and conventional experience.
Familiarity with private investors and private mortgage insurance guidelines.
Ability to make independent decisions.
Professional verbal and written communication skills.
Minimum three years underwriting experience in all types of loans or four years underwriting conventional loans.
Strong time management skills.

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